California's Leading Long-Term Disability Insurance & ERISA Appeal Attorneys

Google Reviews

Crazy Uncle John
Crazy Uncle John

5 out of 5 stars

posted 2 months ago

Chris Roy JD specializes in defeating (the) Standard Insurance with their dirty tricks; I have no doubt that I would have been just another victim without his expertise. What very much impressed me during my initial interview was his quiet, self-assured confidence - NO arrogance or over-confidence - but a demeanor resulting from experience and sound judgment. Everything that he predicted about my case came to pass as described, meaning that I won my case. It is unfortunate that we, as disabled insured workers, must go to these lengths, but I am fortunate to have Chris Roy on my side.

SS CC
SS CC

5 out of 5 stars

posted 2 months ago

Attorney Chris Roy helped me deal with an insurance company that wasn’t looking out for me or my family after I faced a frightening disability. Without a doubt, without his support, many dollars would have been taken from me. I recommend Attorney Chris Roy to anyone who needs advice on handling disability settlements.

Angie C
Angie C

5 out of 5 stars

posted 4 months ago

Roy Law and his staff took on my case in knowing the state policies and regulations were stacked against people applying for disability retirement . Chris was very professional and he or his staff returned my calls and emails with in hours. They really understand the hardship the disability process process and were there to listen and give me hope. I really hope more people find out about Roy Law and give them a call sooner rather than later . I have vast experience with disabilities and helping people with disabilities and I thought I could do this on my own but when the system is legally set up to deny everyone even with 3 supporting Medical professionals it was wonderful to have a experienced attorney defending my case . I will recommend any one going through this process. Intact Roy Law.

Kandi Anderson
Kandi Anderson

5 out of 5 stars

posted 5 months ago

Chris Roy and Danielle Barber are AMAZING. After getting the run around on my disability claim I contacted Roy Law office and they stepped right in and got me approved in a couple weeks. They kept me informed on everything they did and handled my claim in a professional and caring manner. I would recommend them to anyone. They took the stress off of me so I could focus on getting better. I definitely give them a 5 star +.
Kandi Lamb

Anthony P
Anthony P

5 out of 5 stars

posted 2 months ago

Roy Law turned a bitter roadblock into a fair and open outcome.

They worked with me in a kind, professional manner from the very first phone call, and they also did all the heavy lifting.

I really enjoyed working with the entire team, and highly recomend Roy Law.

Read All Reviews

Contact Us Today For A Free Appeal Evaluation

Roy Law represents California residents who have been denied benefits under long-term disability insurance policies. In California, state contract, and tort laws govern private long-term disability insurance policy disputes, while ERISA governs most disputes over long-term disability insurance policies obtained through employee benefit plans.

In California, breach of contract claims allow for recovery of contractual damages, while bad faith law allows recovery of extra-contractual damages over and above insurance benefits like compensation for pain, suffering, and emotional hardship. Moreover, successful claims for breach of contract or bad faith entitle prevailing parties to a recover their reasonable attorney fees and costs. Most private disability insurance disputes are heard in California Superior Court. California has one Superior Courthouse in each of its fifty-eight counties.

ERISA allows those denied benefits to challenge disability insurance denials in federal district court. California is so large it is divided into four distinct United States District Courts: Northern District, Central District, Eastern District, and Southern District. ERISA provides contractual damages, interest, and reasonable attorney fees and costs for those who prove they were wrongfully denied long-term disability insurance benefits.

If you are a resident of California who has been wrongfully denied long-term disability insurance benefits, please give us a call. We will evaluate your claim for free and give you all options for challenging your denial. If Roy Law takes your case we will give our best effort, and put together the most persuasive claim or appeal possible.

You may find these state disability resources helpful:

  • Californians for Disability Rights, a 501(c)4 non-profit, is the oldest and largest membership organization of persons with disabilities. Originally organized in 1970 as the Association of the Physically Handicapped–CAPH–with five members, CDR has grown to become an effective and widely respected cross-disability advocacy force.

Practice Areas

Representing individuals denied benefits under privately purchased disability insurance policies.Continue Reading
Representing employees denied benefits under disability insurance policies obtained through employee benefit plans.Continue Reading