LOGO, Roy Law

Hawaii's Leading Long-Term Disability Insurance & ERISA Appeal Attorneys

Googe Reviews

Diana Doll
Diana Doll

5 out of 5 stars

posted 1 month ago

My experience with Roy Law has FAR EXCEEDED my expectations. In five months, Chris, Danielle and the rest of the staff won my appeal for long term disability. When I started the process of retaining Roy Law, I was skeptical of whether the firm could help me or not. After I inquired about their representation, Chris and Danielle called me immediately. Within 24 hours of explaining my case to Chris and Danielle, I shared their confidence that we would win the appeal.....and win they did. Danielle is truly a saint. She promptly answered every email and every phone call I made (and there were tons!) with patience and support. She was empathic to my chronic disability and genuinely concerned for my well being. Please DO NOT hesitate to use Roy Law for your disability case. A+++ rating. Thank you, Roy Law

Steven Jewell
Steven Jewell

5 out of 5 stars

posted 1 month ago

Facing permanent disability and unable to work I thought my insurance would cover me, boy was I wrong! I had paid the premium for many years through my employer just in case something ever happened. With no where to turn, being denied by insurance and depleting all savings just to survive I felt helpless!

Searching the internet I found Roy Law. Taking a chance I called. What a godsend ! This Law Firm, and in particular Chris Roy, saved the day. I found everyone to be professional, caring, diligent and timely. They are not only good at what they do but they take the time to make sure you understand what you're faced with and the paths to help you make the best decision. Chris and his team were successful in turning my situation around. Chris truly cares about what they do and why they do it, and for the right reasons. His firm knows the industry and how most insurance companies only care about the bottom dollar and not necessarily about your health or situation.

I'm glad I found Roy Law and highly recommend them and their ability to Help! Don't hesitate to call or give them a try. I know I'm glad I did!

Glenn Roth
Glenn Roth

5 out of 5 stars

posted 1 month ago

I found Roy Law in an internet search. They were professional, caring, very knowledgeable, knew exactly what to do, and how to get the right information they needed from my doctors to successfully represent me and win my case. Now I have monthly income, health insurance, and I can take care of myself. I’m very thankful and I would recommend them to anyone who has a legitimate long term disability case. Roy Law will fight for you and keep you informed what is going on at all times. Roy Law knows what they are doing. You can put your trust them.

NIVA Vets
NIVA Vets

5 out of 5 stars

posted 1 month ago

Very good help with initial disability claim. Went thru first time. Good referral to Social Security attorney. Questions answered timely and professionally.

Kevin Winters
Kevin Winters

5 out of 5 stars

posted 3 months ago

Chris and his staff at Roy law are great. They're very thorough and I wouldn't have a problem recommending them. They care about their clients and work hard for you.

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Contact Us Today For A Free Appeal Evaluation

Roy Law represents individuals throughout Hawaii who have been denied long-term disability insurance benefits. A federal law titled the Employee Retirement Income Security Act  (“ERISA”) governs almost all disputes over group disability insurance policies obtained through employee benefit plans, while state contract and tort laws govern disputes over individually purchased private disability insurance policies.

ERISA allows those wrongfully denied long-term disability insurance benefits to appeal denials directly to federal court, the United States District Court, District of Hawaii, located at 300 Ala Moana Blvd, Rm C338, in Honolulu. A successful ERISA claim allows for recovery of contractual damages, interest, and in some cases attorney fees and costs.

Hawaii residents holding private disability insurance policies will have their claims heard in Hawai‘i State Circuit Court. There are four circuit court systems in Hawaii: O‘ahu, Maui, Moloka‘i and Lana‘i, Hawai‘i, and Kaua‘i. State law allows Hawaii residents to sue for breach of contract to obtain direct damages as well as damages incidental and consequential to the breach of contract. Further, residents may also sue for the tort of bad faith, which allows for recovery of extra-contractual damages, like compensation for pain, suffering, and emotional distress. Moreover, under a successful claim for breach of contract or bad faith, insureds may be able to recover their reasonable attorney fees and costs for having to bring legal action to obtain benefits.

If you have a Hawaii long-term disability insurance policy dispute please contact Roy Law for a free consultation. Our attorneys will review your case and provide the best advice on how to appeal your disability claim denial. In the meantime, you may also find these links helpful:

  • The Hawaii Disability Rights Center is the designated Protection and Advocacy (P&A) System for the state’s estimated 180,000 residents with disabilities.

Practice Areas

Long-Term Disability Attorney, Roy Law
Representing individuals denied benefits under privately purchased disability insurance policies.Continue Reading
What is ERISA? Answer: Employee Retirement Income Security Act
Representing employees denied benefits under disability insurance policies obtained through employee benefit plans.Continue Reading