LOGO, Roy Law

Hawaii's Leading Long-Term Disability Insurance & ERISA Appeal Attorneys

Googe Reviews

Kathy Wellington
Kathy Wellington

5 out of 5 stars

posted 2 weeks ago

I had lost my long term disability case with my employer insurance and needed to do an appeal. I called Roy Law with a million questions which were all answered. I went with Roy Law, thank goodness, as he won my case. They fought hard for me and kept me informed through the entire process and case he was building. I am very, very grateful for Chris and his staff. I can not say enough about how they helped me and my family. The insurance company made me feel as if I was lying about my condition, which made me doubt myself, but Chris proved my injury was disabling, (I knew I was and still am in severe pain) but I wasnt sure if it was bad enough. It was.

Scott Paulson
Scott Paulson

5 out of 5 stars

posted 1 week ago

I want to thank Chris and Darrin for a superb job! They were very professional through out the process! I would recommend them to anybody I know.

Thank you,
Scott

Katrina Shaw
Katrina Shaw

5 out of 5 stars

posted 1 month ago

Chris Roy and his firm are kind and extremely knowledgeable in their field of practice. I'm very satisfied with how my case was handled and especially the outcome. I would highly recommend Roy Law.

Diana Doll
Diana Doll

5 out of 5 stars

posted 3 months ago

My experience with Roy Law has FAR EXCEEDED my expectations. In five months, Chris, Danielle and the rest of the staff won my appeal for long term disability. When I started the process of retaining Roy Law, I was skeptical of whether the firm could help me or not. After I inquired about their representation, Chris and Danielle called me immediately. Within 24 hours of explaining my case to Chris and Danielle, I shared their confidence that we would win the appeal.....and win they did. Danielle is truly a saint. She promptly answered every email and every phone call I made (and there were tons!) with patience and support. She was empathic to my chronic disability and genuinely concerned for my well being. Please DO NOT hesitate to use Roy Law for your disability case. A+++ rating. Thank you, Roy Law

Steven Jewell
Steven Jewell

5 out of 5 stars

posted 4 months ago

Facing permanent disability and unable to work I thought my insurance would cover me, boy was I wrong! I had paid the premium for many years through my employer just in case something ever happened. With no where to turn, being denied by insurance and depleting all savings just to survive I felt helpless!

Searching the internet I found Roy Law. Taking a chance I called. What a godsend ! This Law Firm, and in particular Chris Roy, saved the day. I found everyone to be professional, caring, diligent and timely. They are not only good at what they do but they take the time to make sure you understand what you're faced with and the paths to help you make the best decision. Chris and his team were successful in turning my situation around. Chris truly cares about what they do and why they do it, and for the right reasons. His firm knows the industry and how most insurance companies only care about the bottom dollar and not necessarily about your health or situation.

I'm glad I found Roy Law and highly recommend them and their ability to Help! Don't hesitate to call or give them a try. I know I'm glad I did!

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Contact Us Today For A Free Appeal Evaluation

Roy Law represents individuals throughout Hawaii who have been denied long-term disability insurance benefits. A federal law titled the Employee Retirement Income Security Act  (“ERISA”) governs almost all disputes over group disability insurance policies obtained through employee benefit plans, while state contract and tort laws govern disputes over individually purchased private disability insurance policies.

ERISA allows those wrongfully denied long-term disability insurance benefits to appeal denials directly to federal court, the United States District Court, District of Hawaii, located at 300 Ala Moana Blvd, Rm C338, in Honolulu. A successful ERISA claim allows for recovery of contractual damages, interest, and in some cases attorney fees and costs.

Hawaii residents holding private disability insurance policies will have their claims heard in Hawai‘i State Circuit Court. There are four circuit court systems in Hawaii: O‘ahu, Maui, Moloka‘i and Lana‘i, Hawai‘i, and Kaua‘i. State law allows Hawaii residents to sue for breach of contract to obtain direct damages as well as damages incidental and consequential to the breach of contract. Further, residents may also sue for the tort of bad faith, which allows for recovery of extra-contractual damages, like compensation for pain, suffering, and emotional distress. Moreover, under a successful claim for breach of contract or bad faith, insureds may be able to recover their reasonable attorney fees and costs for having to bring legal action to obtain benefits.

If you have a Hawaii long-term disability insurance policy dispute please contact Roy Law for a free consultation. Our attorneys will review your case and provide the best advice on how to appeal your disability claim denial. In the meantime, you may also find these links helpful:

  • The Hawaii Disability Rights Center is the designated Protection and Advocacy (P&A) System for the state’s estimated 180,000 residents with disabilities.

Practice Areas

Long-Term Disability Attorney, Roy Law
Representing individuals denied benefits under privately purchased disability insurance policies.Continue Reading
What is ERISA? Answer: Employee Retirement Income Security Act
Representing employees denied benefits under disability insurance policies obtained through employee benefit plans.Continue Reading