Idaho's Leading Long-Term Disability Insurance & ERISA Appeal Attorneys

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Crazy Uncle John
Crazy Uncle John

5 out of 5 stars

posted 2 months ago

Chris Roy JD specializes in defeating (the) Standard Insurance with their dirty tricks; I have no doubt that I would have been just another victim without his expertise. What very much impressed me during my initial interview was his quiet, self-assured confidence - NO arrogance or over-confidence - but a demeanor resulting from experience and sound judgment. Everything that he predicted about my case came to pass as described, meaning that I won my case. It is unfortunate that we, as disabled insured workers, must go to these lengths, but I am fortunate to have Chris Roy on my side.

SS CC
SS CC

5 out of 5 stars

posted 2 months ago

Attorney Chris Roy helped me deal with an insurance company that wasn’t looking out for me or my family after I faced a frightening disability. Without a doubt, without his support, many dollars would have been taken from me. I recommend Attorney Chris Roy to anyone who needs advice on handling disability settlements.

Angie C
Angie C

5 out of 5 stars

posted 4 months ago

Roy Law and his staff took on my case in knowing the state policies and regulations were stacked against people applying for disability retirement . Chris was very professional and he or his staff returned my calls and emails with in hours. They really understand the hardship the disability process process and were there to listen and give me hope. I really hope more people find out about Roy Law and give them a call sooner rather than later . I have vast experience with disabilities and helping people with disabilities and I thought I could do this on my own but when the system is legally set up to deny everyone even with 3 supporting Medical professionals it was wonderful to have a experienced attorney defending my case . I will recommend any one going through this process. Intact Roy Law.

Kandi Anderson
Kandi Anderson

5 out of 5 stars

posted 5 months ago

Chris Roy and Danielle Barber are AMAZING. After getting the run around on my disability claim I contacted Roy Law office and they stepped right in and got me approved in a couple weeks. They kept me informed on everything they did and handled my claim in a professional and caring manner. I would recommend them to anyone. They took the stress off of me so I could focus on getting better. I definitely give them a 5 star +.
Kandi Lamb

Anthony P
Anthony P

5 out of 5 stars

posted 2 months ago

Roy Law turned a bitter roadblock into a fair and open outcome.

They worked with me in a kind, professional manner from the very first phone call, and they also did all the heavy lifting.

I really enjoyed working with the entire team, and highly recomend Roy Law.

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Contact Us Today For A Free Appeal Evaluation

Roy Law represents individuals throughout Idaho who have been denied long-term disability insurance benefits. A federal law, ERISA, governs group disability insurance policies obtained through employee benefit plans, while state contract and tort laws govern individually purchased private disability insurance policies.

Those denied benefits under ERISA governed disability insurance plans are allowed to appeal denials directly to federal court, the United States District Court, District of Idaho, with offices in Boise, Coeur d’Alene, Moscow and Pocatello.  ERISA provides for the recovery of contractual damages, interest, and in some cases attorney fees and costs for those who prove they were wrongfully denied long-term disability insurance benefits.

For private disability policy disputes, when Idaho state laws govern, claims are heard in one of the state’s seven judicial districts in Idaho State District Court. State residents may bring lawsuits for breach of contract and the tort of bad faith. While breach of contract only allows for recovery of contractual damages, bad faith allows for recovery of extra-contractual damages over and above the breach such as pain, suffering, and emotional distress. An bad faith claim must meet the requirements laid out in Lakeland True Value Hardware, LLC v. Hartford Fire Ins. Co., 153 Idaho 716, 721, 291 P.3d 399, 404 (2012). Notably, the law requires proof that full compensation cannot be obtained solely through a breach of contract claim. Under a successful breach of contract or bad faith claim, residents may be able to recover their reasonable attorney fees and costs related to the legal action.

If you have been wrongfully denied long-term disability insurance benefits, please contact Roy Law to discuss. Roy Law will evaluate your claim for free and provide you all options for appealing your insurance company’s wrongful denial. In the meantime, here are a few links you may find informative:

Practice Areas

Representing employees denied benefits under disability insurance policies obtained through employee benefit plans.Continue Reading
Representing individuals denied benefits under privately purchased disability insurance policies.Continue Reading