LOGO, Roy Law

Idaho's Leading Long-Term Disability Insurance & ERISA Appeal Attorneys

Google Reviews

Kathy Wellington
Kathy Wellington

5 out of 5 stars

posted 2 weeks ago

I had lost my long term disability case with my employer insurance and needed to do an appeal. I called Roy Law with a million questions which were all answered. I went with Roy Law, thank goodness, as he won my case. They fought hard for me and kept me informed through the entire process and case he was building. I am very, very grateful for Chris and his staff. I can not say enough about how they helped me and my family. The insurance company made me feel as if I was lying about my condition, which made me doubt myself, but Chris proved my injury was disabling, (I knew I was and still am in severe pain) but I wasnt sure if it was bad enough. It was.

Scott Paulson
Scott Paulson

5 out of 5 stars

posted 1 week ago

I want to thank Chris and Darrin for a superb job! They were very professional through out the process! I would recommend them to anybody I know.

Thank you,
Scott

Katrina Shaw
Katrina Shaw

5 out of 5 stars

posted 1 month ago

Chris Roy and his firm are kind and extremely knowledgeable in their field of practice. I'm very satisfied with how my case was handled and especially the outcome. I would highly recommend Roy Law.

Diana Doll
Diana Doll

5 out of 5 stars

posted 3 months ago

My experience with Roy Law has FAR EXCEEDED my expectations. In five months, Chris, Danielle and the rest of the staff won my appeal for long term disability. When I started the process of retaining Roy Law, I was skeptical of whether the firm could help me or not. After I inquired about their representation, Chris and Danielle called me immediately. Within 24 hours of explaining my case to Chris and Danielle, I shared their confidence that we would win the appeal.....and win they did. Danielle is truly a saint. She promptly answered every email and every phone call I made (and there were tons!) with patience and support. She was empathic to my chronic disability and genuinely concerned for my well being. Please DO NOT hesitate to use Roy Law for your disability case. A+++ rating. Thank you, Roy Law

Steven Jewell
Steven Jewell

5 out of 5 stars

posted 4 months ago

Facing permanent disability and unable to work I thought my insurance would cover me, boy was I wrong! I had paid the premium for many years through my employer just in case something ever happened. With no where to turn, being denied by insurance and depleting all savings just to survive I felt helpless!

Searching the internet I found Roy Law. Taking a chance I called. What a godsend ! This Law Firm, and in particular Chris Roy, saved the day. I found everyone to be professional, caring, diligent and timely. They are not only good at what they do but they take the time to make sure you understand what you're faced with and the paths to help you make the best decision. Chris and his team were successful in turning my situation around. Chris truly cares about what they do and why they do it, and for the right reasons. His firm knows the industry and how most insurance companies only care about the bottom dollar and not necessarily about your health or situation.

I'm glad I found Roy Law and highly recommend them and their ability to Help! Don't hesitate to call or give them a try. I know I'm glad I did!

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Contact Us Today For A Free Appeal Evaluation

Roy Law represents individuals throughout Idaho who have been denied long-term disability insurance benefits. A federal law, ERISA, governs group disability insurance policies obtained through employee benefit plans, while state contract and tort laws govern individually purchased private disability insurance policies.

Those denied benefits under ERISA governed disability insurance plans are allowed to appeal denials directly to federal court, the United States District Court, District of Idaho, with offices in Boise, Coeur d’Alene, Moscow and Pocatello.  ERISA provides for the recovery of contractual damages, interest, and in some cases attorney fees and costs for those who prove they were wrongfully denied long-term disability insurance benefits.

For private disability policy disputes, when Idaho state laws govern, claims are heard in one of the state’s seven judicial districts in Idaho State District Court. State residents may bring lawsuits for breach of contract and the tort of bad faith. While breach of contract only allows for recovery of contractual damages, bad faith allows for recovery of extra-contractual damages over and above the breach such as pain, suffering, and emotional distress. An bad faith claim must meet the requirements laid out in Lakeland True Value Hardware, LLC v. Hartford Fire Ins. Co., 153 Idaho 716, 721, 291 P.3d 399, 404 (2012). Notably, the law requires proof that full compensation cannot be obtained solely through a breach of contract claim. Under a successful breach of contract or bad faith claim, residents may be able to recover their reasonable attorney fees and costs related to the legal action.

If you have been wrongfully denied long-term disability insurance benefits, please contact Roy Law to discuss. Roy Law will evaluate your claim for free and provide you all options for appealing your insurance company’s wrongful denial. In the meantime, here are a few links you may find informative:

Practice Areas

What is ERISA? Answer: Employee Retirement Income Security Act
Representing employees denied benefits under disability insurance policies obtained through employee benefit plans.Continue Reading
Long-Term Disability Attorney, Roy Law
Representing individuals denied benefits under privately purchased disability insurance policies.Continue Reading