Montana's Leading Long-Term Disability Insurance & ERISA Appeal Attorneys

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Crazy Uncle John
Crazy Uncle John

5 out of 5 stars

posted 2 months ago

Chris Roy JD specializes in defeating (the) Standard Insurance with their dirty tricks; I have no doubt that I would have been just another victim without his expertise. What very much impressed me during my initial interview was his quiet, self-assured confidence - NO arrogance or over-confidence - but a demeanor resulting from experience and sound judgment. Everything that he predicted about my case came to pass as described, meaning that I won my case. It is unfortunate that we, as disabled insured workers, must go to these lengths, but I am fortunate to have Chris Roy on my side.

SS CC
SS CC

5 out of 5 stars

posted 2 months ago

Attorney Chris Roy helped me deal with an insurance company that wasn’t looking out for me or my family after I faced a frightening disability. Without a doubt, without his support, many dollars would have been taken from me. I recommend Attorney Chris Roy to anyone who needs advice on handling disability settlements.

Angie C
Angie C

5 out of 5 stars

posted 4 months ago

Roy Law and his staff took on my case in knowing the state policies and regulations were stacked against people applying for disability retirement . Chris was very professional and he or his staff returned my calls and emails with in hours. They really understand the hardship the disability process process and were there to listen and give me hope. I really hope more people find out about Roy Law and give them a call sooner rather than later . I have vast experience with disabilities and helping people with disabilities and I thought I could do this on my own but when the system is legally set up to deny everyone even with 3 supporting Medical professionals it was wonderful to have a experienced attorney defending my case . I will recommend any one going through this process. Intact Roy Law.

Kandi Anderson
Kandi Anderson

5 out of 5 stars

posted 5 months ago

Chris Roy and Danielle Barber are AMAZING. After getting the run around on my disability claim I contacted Roy Law office and they stepped right in and got me approved in a couple weeks. They kept me informed on everything they did and handled my claim in a professional and caring manner. I would recommend them to anyone. They took the stress off of me so I could focus on getting better. I definitely give them a 5 star +.
Kandi Lamb

Anthony P
Anthony P

5 out of 5 stars

posted 2 months ago

Roy Law turned a bitter roadblock into a fair and open outcome.

They worked with me in a kind, professional manner from the very first phone call, and they also did all the heavy lifting.

I really enjoyed working with the entire team, and highly recomend Roy Law.

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Contact Us Today For A Free Appeal Evaluation

Roy Law represents individuals throughout Montana who have been denied long-term disability insurance benefits. ERISA, a federal law, governs most disputes over long-term disability insurance policies acquired through an employee benefit plan, while state contract and tort laws govern disputes over private disability insurance policies.

ERISA allows those who have been denied long-term disability insurance benefits to appeal to federal court in the United States District Court, District of Montana, with courthouses in Billings, Butte, Great Falls, Helena, and Missoula. Cases are divided between those courthouses based on litigants’ locations. If successful, ERISA appellants may recover contractual damages, back and future benefits, as well as interest and possibly attorney fees and costs.

Montana long-term disability insurance disputes involving private disability insurance policies, purchased outside of employee benefit plans, are generally heard in Montana State District Court. There are 56 District Courts in Montana. These courts are administratively structured into 22 judicial districts and are served by 46 District Court Judges. State law allows those who have been wrongfully denied long-term disability insurance benefits to recover damages for breach of contract, including incidental and consequential damages, interest, and reasonable attorney fees. Moreover, insureds are also allowed to bring a claim for the tort of bad faith, which allows for recovery of extra-contractual damages like compensation for pain, suffering, and emotional distress.

If you are a Montana resident and you have been denied long-term disability insurance benefits, please give us a call. Roy Law will evaluate your case for free and give you an honest assessment of your situation. If Roy Law takes your case, we promise to employ our best effort to craft the most persuasive claim or appeal possible.

You may find the following disability information helpful:

  • Disability Rights Montana envisions a society where people with disabilities have equality of opportunity and are able to participate fully in community life by exercising choice and self-determination. The Mission of Disability Rights Montana is to protect and advocate for the human, legal, and civil rights of Montanans with disabilities while advancing dignity, equality, and self-determination.

Practice Areas

Representing individuals denied benefits under privately purchased disability insurance policies.Continue Reading
Representing employees denied benefits under disability insurance policies obtained through employee benefit plans.Continue Reading