Washington's Leading Long-Term Disability Insurance & ERISA Appeal Attorneys

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Crazy Uncle John
Crazy Uncle John

5 out of 5 stars

posted 2 months ago

Chris Roy JD specializes in defeating (the) Standard Insurance with their dirty tricks; I have no doubt that I would have been just another victim without his expertise. What very much impressed me during my initial interview was his quiet, self-assured confidence - NO arrogance or over-confidence - but a demeanor resulting from experience and sound judgment. Everything that he predicted about my case came to pass as described, meaning that I won my case. It is unfortunate that we, as disabled insured workers, must go to these lengths, but I am fortunate to have Chris Roy on my side.

SS CC
SS CC

5 out of 5 stars

posted 2 months ago

Attorney Chris Roy helped me deal with an insurance company that wasn’t looking out for me or my family after I faced a frightening disability. Without a doubt, without his support, many dollars would have been taken from me. I recommend Attorney Chris Roy to anyone who needs advice on handling disability settlements.

Angie C
Angie C

5 out of 5 stars

posted 4 months ago

Roy Law and his staff took on my case in knowing the state policies and regulations were stacked against people applying for disability retirement . Chris was very professional and he or his staff returned my calls and emails with in hours. They really understand the hardship the disability process process and were there to listen and give me hope. I really hope more people find out about Roy Law and give them a call sooner rather than later . I have vast experience with disabilities and helping people with disabilities and I thought I could do this on my own but when the system is legally set up to deny everyone even with 3 supporting Medical professionals it was wonderful to have a experienced attorney defending my case . I will recommend any one going through this process. Intact Roy Law.

Kandi Anderson
Kandi Anderson

5 out of 5 stars

posted 5 months ago

Chris Roy and Danielle Barber are AMAZING. After getting the run around on my disability claim I contacted Roy Law office and they stepped right in and got me approved in a couple weeks. They kept me informed on everything they did and handled my claim in a professional and caring manner. I would recommend them to anyone. They took the stress off of me so I could focus on getting better. I definitely give them a 5 star +.
Kandi Lamb

Anthony P
Anthony P

5 out of 5 stars

posted 2 months ago

Roy Law turned a bitter roadblock into a fair and open outcome.

They worked with me in a kind, professional manner from the very first phone call, and they also did all the heavy lifting.

I really enjoyed working with the entire team, and highly recomend Roy Law.

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Contact Us Today For A Free Appeal Evaluation

Roy Law’s Washington State long-term disability lawyers represent individuals throughout Washington State who have been denied disability insurance benefits. In fact, Roy Law is the only disability law firm in Washington State solely dedicated to fighting disability insurance companies against wrongful disability claim denials. ERISA governs most long-term disability insurance policies obtained through employee benefit plans, while state contract, tort, and consumer protection laws govern private long-term disability insurance policies.

When ERISA applies, state residents may challenge denials of long-term disability insurance benefits in federal court, the United States District Court, District of Washington, which is divided into a Western Division and Eastern Division. ERISA provides contractual damages, interest, and possible attorney fees for those who prove they were wrongfully denied long-term disability insurance benefits.

For residents denied benefits under private disability policies, state laws allow residents to bring claims for breach of contract, interest, and attorney fees, as well as a tort claim for bad faith. Bad faith law is a powerful claim because it allows for recovery of money over and above insurance benefits, like compensation for pain, suffering, and emotional hardship. Moreover, Washington has a unique law titled the Insurance Fair Conduct Act (“IFCA”), which allows recovery of punitive damages against insurers who deny long-term disability insurance claims in bad faith. Most private disability insurance disputes are heard in State Superior Court. Each County throughout the sate maintains a  Superior Courthouse.

If you are a resident of Washington State who has been wrongfully denied long-term disability insurance benefits, please give us a call. While Roy Law does not take every case, we will evaluate your claim for free and give you all options for moving forward. If Roy Law takes your case we will make our best effort to put together the most persuasive claim or appeal possible. Roy Law represents all Washington State residents, including those living in Seattle, Spokane, and Vancouver.

You may find these disability resources helpful:

  • The Department of Social and Health Services’ Disability Determination Center is the agency that determines eligibility for three separate disability programs.

Practice Areas

Representing employees denied benefits under disability insurance policies obtained through employee benefit plans.Continue Reading
Representing individuals denied benefits under privately purchased disability insurance policies.Continue Reading