My experience with Roy Law has FAR EXCEEDED my expectations. In five months, Chris, Danielle and the rest of the staff won my appeal for long term disability. When I started the process of retaining Roy Law, I was skeptical of whether the firm could help me or not. After I inquired about their representation, Chris and Danielle called me immediately. Within 24 hours of explaining my case to Chris and Danielle, I shared their confidence that we would win the appeal.....and win they did. Danielle is truly a saint. She promptly answered every email and every phone call I made (and there were tons!) with patience and support. She was empathic to my chronic disability and genuinely concerned for my well being. Please DO NOT hesitate to use Roy Law for your disability case. A+++ rating. Thank you, Roy Law
Facing permanent disability and unable to work I thought my insurance would cover me, boy was I wrong! I had paid the premium for many years through my employer just in case something ever happened. With no where to turn, being denied by insurance and depleting all savings just to survive I felt helpless!
Searching the internet I found Roy Law. Taking a chance I called. What a godsend ! This Law Firm, and in particular Chris Roy, saved the day. I found everyone to be professional, caring, diligent and timely. They are not only good at what they do but they take the time to make sure you understand what you're faced with and the paths to help you make the best decision. Chris and his team were successful in turning my situation around. Chris truly cares about what they do and why they do it, and for the right reasons. His firm knows the industry and how most insurance companies only care about the bottom dollar and not necessarily about your health or situation.
I'm glad I found Roy Law and highly recommend them and their ability to Help! Don't hesitate to call or give them a try. I know I'm glad I did!
I found Roy Law in an internet search. They were professional, caring, very knowledgeable, knew exactly what to do, and how to get the right information they needed from my doctors to successfully represent me and win my case. Now I have monthly income, health insurance, and I can take care of myself. I’m very thankful and I would recommend them to anyone who has a legitimate long term disability case. Roy Law will fight for you and keep you informed what is going on at all times. Roy Law knows what they are doing. You can put your trust them.
Very good help with initial disability claim. Went thru first time. Good referral to Social Security attorney. Questions answered timely and professionally.
Chris and his staff at Roy law are great. They're very thorough and I wouldn't have a problem recommending them. They care about their clients and work hard for you.
Roy Law’s Washington State long-term disability lawyers represent individuals throughout Washington State who have been denied disability insurance benefits. In fact, Roy Law is the only disability law firm in Washington State solely dedicated to fighting disability insurance companies against wrongful disability claim denials. ERISA governs most long-term disability insurance policies obtained through employee benefit plans, while state contract, tort, and consumer protection laws govern private long-term disability insurance policies.
When ERISA applies, state residents may challenge denials of long-term disability insurance benefits in federal court, the United States District Court, District of Washington, which is divided into a Western Division and Eastern Division. ERISA provides contractual damages, interest, and possible attorney fees for those who prove they were wrongfully denied long-term disability insurance benefits.
For residents denied benefits under private disability policies, state laws allow residents to bring claims for breach of contract, interest, and attorney fees, as well as a tort claim for bad faith. Bad faith law is a powerful claim because it allows for recovery of money over and above insurance benefits, like compensation for pain, suffering, and emotional hardship. Moreover, Washington has a unique law titled the Insurance Fair Conduct Act (“IFCA”), which allows recovery of punitive damages against insurers who deny long-term disability insurance claims in bad faith. Most private disability insurance disputes are heard in State Superior Court. Each County throughout the sate maintains a Superior Courthouse.
If you are a resident of Washington State who has been wrongfully denied long-term disability insurance benefits, please give us a call. While Roy Law does not take every case, we will evaluate your claim for free and give you all options for moving forward. If Roy Law takes your case we will make our best effort to put together the most persuasive claim or appeal possible. Roy Law represents all Washington State residents, including those living in Seattle, Spokane, and Vancouver.
You may find these disability resources helpful: